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	<id>http://en.zaoniao.it/index.php?action=history&amp;feed=atom&amp;title=Homelend</id>
	<title>Homelend - Revision history</title>
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	<updated>2026-05-16T07:28:39Z</updated>
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		<id>http://en.zaoniao.it/index.php?title=Homelend&amp;diff=1949&amp;oldid=prev</id>
		<title>Admin: Created page with &quot;{{#seo: |title= Homelend – ICO, Token, Cryptocurrency – zaoniao Wiki |keywords= Homelend, Homelend ICO, Homelend wiki |description=Homelend is a decentralized platform ena...&quot;</title>
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		<updated>2019-03-13T03:29:37Z</updated>

		<summary type="html">&lt;p&gt;Created page with &amp;quot;{{#seo: |title= Homelend – ICO, Token, Cryptocurrency – zaoniao Wiki |keywords= Homelend, Homelend ICO, Homelend wiki |description=Homelend is a decentralized platform ena...&amp;quot;&lt;/p&gt;
&lt;p&gt;&lt;b&gt;New page&lt;/b&gt;&lt;/p&gt;&lt;div&gt;{{#seo:&lt;br /&gt;
|title= Homelend – ICO, Token, Cryptocurrency – zaoniao Wiki&lt;br /&gt;
|keywords= Homelend, Homelend ICO, Homelend wiki&lt;br /&gt;
|description=Homelend is a decentralized platform enabling the next generation of homebuyer mortgage financing&lt;br /&gt;
}}&lt;br /&gt;
&lt;br /&gt;
{{ICO Sample&lt;br /&gt;
|header1=Homelend ICO&lt;br /&gt;
|caption=Homelend ICO Review&lt;br /&gt;
|image=[[File:Homelend.jpg|Homelend logo]]&lt;br /&gt;
|token_name=&lt;br /&gt;
|ticker =HMD&lt;br /&gt;
|icoStart=2018-03-15 00:00:00&lt;br /&gt;
|icoEnd=2018-07-30 00:00:00&lt;br /&gt;
|price=1 ETH = 1,600 HMD&lt;br /&gt;
|bonus=&lt;br /&gt;
|tokens=160000000&lt;br /&gt;
|tokentype=ERC20&lt;br /&gt;
|hardcap=30,000,000 USD&lt;br /&gt;
|softcap=5,000,000 USD&lt;br /&gt;
|raised=0&lt;br /&gt;
|platform=Ethereum&lt;br /&gt;
|distributed=64%&lt;br /&gt;
|minimum=1,000 USD&lt;br /&gt;
|accepting=BTC, ETH, Fiat&lt;br /&gt;
|country=Switzerland&lt;br /&gt;
|notification=&lt;br /&gt;
|registration=kyc and whitelist&lt;br /&gt;
|restrictions=Array&lt;br /&gt;
|Country=Switzerland&lt;br /&gt;
}}&lt;br /&gt;
&lt;br /&gt;
&amp;lt;strong&amp;gt;Homelend&amp;lt;/strong&amp;gt; is a decentralized platform enabling the next generation of homebuyer mortgage financing. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain. By doing so, it enables mortgage crowdfunding using a peer-to-peer model with the security, transparency and automation provided by distributed ledger technology (DLT) and smart contracts. &lt;br /&gt;
&lt;br /&gt;
Homelend is currently launching an ICO for raising capital to support our project. Our offering is conducting from Zug, Switzerland (a.k.a. Crypto-Valley), under the highest standards of security and trust.&lt;br /&gt;
==Description==&lt;br /&gt;
&amp;lt;strong&amp;gt;From manual &amp;amp;amp; lengthy, to&amp;amp;nbsp;&amp;lt;/strong&amp;gt;&amp;lt;strong&amp;gt;Streamlined &amp;amp;amp; Efficient&amp;lt;/strong&amp;gt;&amp;lt;br /&amp;gt;By embedding pre-defined business logic into smart contracts, digitizing documentation and eliminating unnecessarily processes, Homelend will automatically execute an end-to-end origination process, cutting it down from 50 days to less than 20.&amp;lt;br /&amp;gt;&amp;lt;br /&amp;gt;&amp;lt;strong&amp;gt;From Ambiguous &amp;amp;amp; Clunky to&amp;amp;nbsp;&amp;lt;/strong&amp;gt;&amp;lt;strong&amp;gt;Transparent &amp;amp;amp; User-Friendly&amp;lt;/strong&amp;gt;&amp;lt;br /&amp;gt;Homelend aims to create a lending process that is not only smart, but also simple and fair. It will enable borrowers will be able to easily apply for a loan, track their application status at all times and interact directly with mortgage lenders.&amp;lt;br /&amp;gt;&amp;lt;br /&amp;gt;&amp;lt;strong&amp;gt;From Costly Intermediation to&amp;amp;nbsp;&amp;lt;/strong&amp;gt;&amp;lt;strong&amp;gt;Cost-Effective &amp;amp;amp; Middleman-Free&amp;lt;/strong&amp;gt;&amp;lt;br /&amp;gt;The immutability, security and transparency provided by DLT makes it possible to record transactions, including loans, without banks acting as middlemen. This will reduce costs for both borrowers and lenders, while minimizing the distance between them.&amp;lt;br /&amp;gt;&amp;lt;br /&amp;gt;&amp;lt;strong&amp;gt;From Vulnerable &amp;amp;amp; Unreliable to Trusted &amp;amp;amp; Secure&amp;lt;/strong&amp;gt;&amp;lt;br /&amp;gt;Centralization and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts enable Homelend to provide a platform for people to transact large amounts of money in a trusted, transparent, and secure way&lt;br /&gt;
        &lt;br /&gt;
==Review== &lt;br /&gt;
&lt;br /&gt;
&amp;lt;table style=&amp;quot;margin:auto; border-collapse:collapse; background-color:transparent; border-style:none;&amp;quot;&amp;gt;&amp;lt;tr&amp;gt;&amp;lt;td style=&amp;quot;width:30px; vertical-align:top; padding-right:10px;&amp;quot;&amp;gt;&amp;lt;span style=&amp;quot;font-size: 30px;line-height: 1.2&amp;quot;&amp;gt;“&amp;lt;/span&amp;gt;&amp;lt;/td&amp;gt;&amp;lt;td&amp;gt;&amp;lt;span style=&amp;quot;font-style:italic;&amp;quot;&amp;gt;2016: The Homelend founders launch the project with the incorporation of new company.&amp;lt;br&amp;gt;2017: The founders bootstrap the project with 1 USD million USD in contributions. A team of experts in technology and finance join the company. Design of the platform's concept and architecture begins. A first MVP is completed, based on client-server infrastructure. A second MVP is released, based on distributed ledger technology.&amp;lt;br&amp;gt;2018: DMC Homelend AG is incorporated in Zug, Switzerland(aka 'Crypto Valley'). Business and technical whitepapers are completed. Token Generation Event (TGE) pre-sale phase begins. TGE Public crowdfunding will be conducted and completed. Additional technology and finance experts will join the company.Homelend's beta version will be completed and the token's basic functionalities will be operational for early adopters, under the pure crowdfunding lending mechanism. Development of beta versions for pooling and auction lending mechanisms will begin.&amp;lt;br&amp;gt;2019: Homelend's platform 1.0 version will be tested on the testnet-feedback with Quality Assurance (QA) team. Development of smart agent for investment abilities in Homelend's platform will begin. Homelend's platform will to new markets.&amp;lt;ref&amp;gt;[https://www.homelend.io https://www.homelend.io]&amp;lt;/ref&amp;gt;&amp;lt;/span&amp;gt;&amp;lt;/td&amp;gt;&amp;lt;td style=&amp;quot;width:30px; vertical-align:bottom; padding-left:10px;&amp;quot;&amp;gt;&amp;lt;span style=&amp;quot;font-size: 30px;line-height: 1.2; position: relative; bottom: 0&amp;quot;&amp;gt;”&amp;lt;/span&amp;gt;&amp;lt;/td&amp;gt;&amp;lt;/tr&amp;gt;&amp;lt;/table&amp;gt;&lt;br /&gt;
==Team==&lt;br /&gt;
&lt;br /&gt;
{| class=&amp;quot;wikitable sortable&amp;quot;&lt;br /&gt;
|-&lt;br /&gt;
! name: !! title: !! links:!! group: !! photo: !! iss: &lt;br /&gt;
|-&lt;br /&gt;
| Raghuram Bala || Analytical Technology Executive || https://www.linkedin.com/in/raghubala/ || Advisors || [[File:3416-38874.jpg|Raghuram Bala photo]]||8.7 &lt;br /&gt;
|-&lt;br /&gt;
| Yoram Uzan || Entrepreneur ||  || Advisors || [[File:3416-38876.jpg|Yoram Uzan photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Danny Coddy || Appraisal ||  || Advisors || [[File:3416-38877.jpg|Danny Coddy photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Ido Samuelson || Blockchain Expert Advisor || https://www.linkedin.com/in/isamuelson/ || Advisors || [[File:3416-38878.jpg|Ido Samuelson photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Marc Kenigsberg || Tokenomics and Data Management Advisor || https://www.linkedin.com/in/marckenigsberg/ || Advisors || [[File:3416-38879.jpg|Marc Kenigsberg photo]]||39.53 &lt;br /&gt;
|-&lt;br /&gt;
| Adina Haham || Business Growth Advisor || https://www.linkedin.com/in/adina-haham-8409ab28/ || Advisors || [[File:3416-38880.jpg|Adina Haham photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Daniil Morozov || Advisor || https://www.linkedin.com/in/dmoroz0v/ || advisors || ||65.6 &lt;br /&gt;
|-&lt;br /&gt;
| Itai Cohen || Chief Executive Officer || https://www.linkedin.com/in/itai-cohen-9478959b/ || Team || [[File:3416-38865.jpg|Itai Cohen photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Netanel Bitan || Chief Technology Officer || https://www.linkedin.com/in/netanel-bitan-25a82437/ || Team || [[File:3416-38866.jpg|Netanel Bitan photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Ricardo Henriquez || Chief Innovation Officer || https://www.linkedin.com/in/ricardo-henriquez-08b4593b/ || Team || [[File:3416-38867.jpg|Ricardo Henriquez photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Amir Nahmias || Chief Business Officer || https://www.linkedin.com/in/amirnahmias/ || Team || [[File:3416-38868.jpg|Amir Nahmias photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Michael Tanfilov || Strategic Planning Director || https://www.linkedin.com/in/michael-tanfilov-6728b423/ || Team || [[File:3416-38869.jpg|Michael Tanfilov photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Kanat Tulbassiyev || Leading Blockchain Developer || https://www.linkedin.com/in/kanat-tulbassiyev/ || Team || [[File:3416-38870.jpg|Kanat Tulbassiyev photo]]||6.6 &lt;br /&gt;
|-&lt;br /&gt;
| Ram Stivi || Backend Developer || https://www.linkedin.com/in/ran-stivi-a9959454/ || Team || [[File:3416-38871.jpg|Ram Stivi photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Sol Alvarado Quijano || Graphic Designer / Community Assistant || https://www.linkedin.com/in/solqi/ || Team || [[File:3416-38872.jpg|Sol Alvarado Quijano photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Vinod Morkile || Blockchain Developer || https://www.linkedin.com/in/vinodmorkile/ || Team || [[File:3416-38873.jpg|Vinod Morkile photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Eliran Madar || Business Development / Investor Relationship || https://www.linkedin.com/in/eliran-madar-370b4973/ || Team || [[File:3416-38875.jpg|Eliran Madar photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| Asher Dry || Chairman || https://www.linkedin.com/in/asherdory/ || Team || [[File:3416-39140.jpg|Asher Dry photo]]||4.6 &lt;br /&gt;
|-&lt;br /&gt;
| David M. Gottdenker || USA Mortgage expert || https://www.linkedin.com/in/gottdenker/ || Team || [[File:3416-41548.jpg|David M. Gottdenker photo]]||4.6 &lt;br /&gt;
|}&lt;br /&gt;
==External links==&lt;br /&gt;
&amp;lt;br&amp;gt; [https://twitter.com/HomelendHMD Homelend on twitter]&amp;lt;br&amp;gt; [https://t.me/HomelendPlatform Homelend on telegram]&amp;lt;br&amp;gt; [https://www.facebook.com/HMDHomelend/ Homelend on facebook]&amp;lt;br&amp;gt;[https://medium.com/homelendblog Homelend on medium]&amp;lt;br&amp;gt;[https://bitcointalk.org/index.php?topic=3407541.0 Homelend on bitcointalk]&amp;lt;br&amp;gt;[https://github.com/HomeLend Homelend on github]&amp;lt;br&amp;gt; [https://www.reddit.com/r/Homelend Homelend on reddit]&amp;lt;br&amp;gt; [https://www.youtube.com/embed/j6K2wmDn7Ug Homelend on youtube]&amp;lt;br&amp;gt; [https://www.homelend.io Homelend official website]&amp;lt;br&amp;gt; [https://bitcointalk.org/index.php?topic=3407877 Homelendbounty]&amp;lt;br&amp;gt;[https://www.homelend.io/files/Whitepaper.pdf Homelend whitepaper]&lt;br /&gt;
==Sources==&lt;br /&gt;
&amp;lt;references /&amp;gt;&lt;br /&gt;
&lt;br /&gt;
[[Category:Companies]]&lt;br /&gt;
[[Category:Token]]&lt;br /&gt;
[[Category:ICO]]&lt;br /&gt;
[[Category:Established in 2018]]&lt;/div&gt;</summary>
		<author><name>Admin</name></author>
		
	</entry>
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