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Hada DBank
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Hada DBank logo Hada DBank ICO Review | |
| Hada DBank ICO | |
| Ticker: | HADA |
| ICO start: | 0000-00-00 00:00:00 |
| ICO end: | 0000-00-00 00:00:00 |
| Bonus: | 1 |
| Tokens: | 295,000,000 HADA |
| Tokentype: | ERC20 |
| Hardcap: | 50,000 ETH |
| Softcap: | 500 ETH |
| Platform: | Ethereum |
| Distributed: | 55% |
| Accepting: | ETH |
Here at Hada DBank, we aim to be different from conventional banking. In fact, we are the First Digital Bank to fuse Islamic Banking Module with Blockchain Technology. Islamic Banking is not just for Muslims. It’s for everyone. It represents something – Transparency and Risk sharing.
Description
They aspire to be a ‘just’ organization in the financial industry. The financial crisis of 2007-2008 serves as a grim reminder how several irresponsible players can capsize an entire industry, putting millions in financial ruins. Islamic banking, due to its transparency, profit and loss sharing concept, will minimize market manipulation and eliminate another domino crash.
Islamic Banks are less risky and more resilient than their counterparts, due to the aspects of their bank capital requirements and mobilisation of deposits. As opposed to Conventional Banking, depositors to Islamic Banks are entitled to be informed about what the bank does with their money. They also have a say in where their money should be invested. Islamic banks also strive to avoid interest at all levels of financial transactions and promote risk-sharing between the lender and borrower.
There are two basic principles in Islamic banking. One is the sharing of profit and loss; and two, significantly, the prohibition of the collection and payment of interest by lenders and investors. Collecting interest or "Riba" is not permitted under Islamic law. In the case of profit, both the bank and its customer share in a pre-agreed proportion. In the case of a loss, all financial losses will then be borne by the lender. In addition to this, Islamic bank cannot create debt without goods and services to back it (i.e. physical assets including machinery, equipment, and inventory). Hence savings, deposits and investments with our DBank will be backed by physical assets such as precious metals and gemstones.
Roadmap
| “ | 2017: NOVEMBER Pre-ICO launches DECEMBER Pre-ICO ends Q1 2018: Final Development & Testing for E-Money. Beta E-Money Functions Launch. ICO Launch Q2 2018: ICO Ends. Official E-Money Functions release. Final development and testing for Banking Services. Q3 2018: Banking Services Launch. IT Labs to be setup in EU and MENA. Q4 2018: Unsecured Loan Launch. Development of a new open-source blockchain for SME begins. 2019: OFFICIAL LAUNCH IN SOUTH EAST ASIA Setting up of 1st Regional HQ to focus on ASEAN market. Setup of IT Labs in South East Asia. LAUNCH : Term Loan. Investment Solutions. Beta AI Advisor. 2020: HADA DBANK EXPANSION Expanding to other relevant markets. SERVICES & SOLUTIONS Islamic Insurance/Takaful. SME Solutions. Official AI Advisor Release (HADI) Additional Lab Setups LAUNCH : Investment Banking[1] | ” |
Team
External links
Hada DBank on Twitter
Hada DBank on Telegram
Hada DBank on Facebook
Hada DBank on Medium
Hada DBank on Bitcointalk
Hada DBank Official Website
Hada DBank Whitepaper
